Terms and Conditions of Use

AV Prada Insurance & Finance is an independent insurance agency duly registered with NPN 19422129.

Intermediation

We act as an information resource and link between consumers and authorized insurance companies. We are not an issuing insurance company nor a financial lending entity.

State Licenses

Use of this Site is intended solely for individuals who reside in states where we hold active insurance producer licenses. AV Prada Insurance & Finance does not guarantee that the content is appropriate or available for use in jurisdictions where we do not hold a license.

No Medical Advice

The content of the Site is for informational purposes only regarding insurance plans. It does not provide diagnoses, health advice or treatment recommendations. For emergencies, call 911 or 988.

No Professional Advice

The information on this Site should not be interpreted as legal, accounting or tax advice. You should consult with your own professional advisors before making decisions based on information published here.

All content on this Site, including texts, designs, graphics, logos, icons and software, is the property of AV Prada Insurance & Finance or its content providers (insurance companies) and is protected by U.S. intellectual property laws.

Permitted Use

You are granted a limited license to download material for personal and non-commercial use.

Restrictions

Reproduction, modification, distribution or republication of any content without the express written permission of the Agency is prohibited.

By completing any contact form or request on this Site:

• You grant your express written consent to be contacted by AV Prada Insurance & Finance agents via voice calls (including recordings), emails, SMS/MMS and WhatsApp.
• You agree that such contact may be made through automatic dialing systems, even if your number appears on federal "Do Not Call" registries.
• Revocation: You may cancel your consent at any time by sending an email to INFO@AVPRADA.COM or replying "STOP" to any text message.

Revocation

You may cancel your consent at any time by sending an email to INFO@AVPRADA.COM or replying "STOP" to any text message.

You agree that all transactions, agreements, policy signatures and legal notices will be conducted electronically. You acknowledge that your electronic signature has the same validity and legal effect as a traditional handwritten signature under the Federal E-SIGN Act and state Uniform Electronic Transactions Act (UETA) laws.

Estimates

Quotes provided through automated tools or forms are purely informational and do not constitute a contract offer.

Underwriting

Approval of any policy, its premiums and final terms are subject exclusively to the risk assessment (underwriting) of the selected insurance company.

CMS Disclosure

We do not offer all plans available in your area. Consult Medicare to learn about all your options.

You agree to:

• Not provide false or fraudulent information.
• Not attempt to interfere with the Site's operation through viruses, denial of service attacks or any other technological means.
• Indemnify AV Prada Insurance & Finance for any loss arising from your misuse of the Site or your violation of these terms.

To the extent permitted by law, AV Prada Insurance & Finance will not be liable for any direct, indirect, incidental or consequential damages arising from use of the Site. This includes, but is not limited to, errors in content, data loss or system interruptions.

If any provision of these Terms is declared null or unenforceable by a court, such provision will be removed without affecting the validity and applicability of the remaining terms. This document constitutes the entire agreement between you and the Agency regarding use of the Site.

For any legal or technical inquiries regarding these Terms of Use, please contact us:

• Agency: AV Prada Insurance & Finance
• Address: 7411 NW 57th St, Tamarac, FL 33321, United States.
• Phone: (754) 265-8007
• Email: INFO@AVPRADA.COM
• NPN: 19422129
• Website: https://www.avprada.com/