Legal Notices and Complete Disclosures

AV Prada Insurance & Finance is a duly registered and authorized commercial entity to operate in the insurance sector within the United States.

• Agency: AV Prada Insurance & Finance.
• National Producer Number (NPN): 19422129.
• Territorial Scope: We operate under active and valid state licenses. Our advisory, quoting and policy sales services are strictly limited to residents of states where AV Prada Insurance & Finance and its associated agents hold insurance producer licenses. Access to this site from a state where we do not hold a license does not constitute a sales offer or a request for services.

It is fundamental for consumer transparency to clarify the nature of our organization:

• Private Entity: AV Prada Insurance & Finance is a private and independent insurance agency.
• No Official Link: We are not employees, under contract, nor an extension of any federal or state government agency.
• Specific Notice: We are not affiliated, associated, endorsed or maintained by the Centers for Medicare & Medicaid Services (CMS), the U.S. Department of Health and Human Services (HHS), the Health Insurance Marketplace (HealthCare.gov), nor any other official agency of the United States Government. This site is a private resource intended for insurance requests and education.

In accordance with current federal regulations for 2026, we comply with the standard health plan disclosure: We do not offer all plans available in your area. Currently, we represent 13 insurance organizations and companies that have 9 types of products or insurance nationwide. Any information we provide is limited exclusively to the plans we offer in your area of residence. Please consult Medicare.gov, HealthCare.gov, or call 1-800-MEDICARE 24 hours a day, 7 days a week, for complete information about all your available plan options.

By interacting with the forms on this website or providing your contact information at https://www.avprada.com/, you grant your Express Written Consent under the Telephone Consumer Protection Act (TCPA) for the following:

• Contact Authorization: You authorize AV Prada Insurance & Finance and its licensed agents to contact you for informational, request follow-up or marketing purposes.
• Communication Channels: Contact may be made via voice phone calls, pre-recorded or artificial voice messages, emails and text messages (SMS/MMS), including the use of the WhatsApp platform.
• Use of Technology: You agree that such contact may be initiated through automatic telephone dialing systems (ATDS) or mass messaging technology.
• Do Not Call Registry: This consent overrides any previous registration on state or federal "Do Not Call" registries.
• Nature of Consent: You acknowledge that granting this consent is not a condition for purchasing any goods or services.
• Right of Revocation: You may withdraw this consent at any time. For text messages, reply "STOP". For other communications, send a written request to INFO@AVPRADA.COM or call (754) 265-8007.

Informative Use

AV Prada Insurance & Finance is NOT a health services provider, clinic or therapy center. The content of this website is exclusively for guidance purposes in acquiring insurance and finance. No information contained herein should be interpreted as diagnosis, medical advice or treatment recommendation.

Emergencies

If you or a third party presents a medical emergency or a mental health crisis with suicidal thoughts, do not seek help on this website.

• Call 911 immediately (Medical Emergencies).
• Call or text 988 (Suicide and Crisis Prevention Line).
• Go to the nearest emergency room.

AV Prada Insurance & Finance strives to provide accurate information about premiums and benefits; however:

• Estimates: All quotes presented are estimates based on the information you provide.
• Final Approval: The issuance of any policy, as well as its final cost and benefits, depend exclusively on risk assessment (underwriting), eligibility and approval by the issuing insurance company.
• Change Without Notice: Rates and plans are subject to changes by insurers and current state regulations at the time of application.

To facilitate your application process, AV Prada Insurance & Finance operates under the E-SIGN Act. By using our site:

• You agree to conduct transactions and receive documents, notices and disclosures electronically.
• You acknowledge that your electronic signature on insurance applications is legally binding and has the same validity as a physical signature on paper.
• You have the right to request paper copies of your documents, which may be subject to charges by the insurer.

Under no circumstances will AV Prada Insurance & Finance be liable for direct, indirect, incidental or consequential damages resulting from the use or inability to use this website, including errors in content or service interruptions. The user assumes all responsibility for the accuracy of data entered on the site.

For legal, administrative inquiries or to exercise your privacy rights, please contact:

• Agency Name: AV Prada Insurance & Finance
• Principal Agent: License NPN 19422129
• Physical Address: 7411 NW 57th St, Tamarac, FL 33321, United States.
• Customer Service Phone: (754) 265-8007
• Official Email: INFO@AVPRADA.COM
• Official Website: https://www.avprada.com/